Summary
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The National Bank of Ethiopia's publication, Birritu No. 143, discusses the determinants of access to credit for smallholder farmers in Ethiopia, highlighting the importance of service availability, quality, information, and lending conditions. The study uses data from the World Bank's 2021/2022 Ethiopia Socioeconomic Panel Survey and recommends measures to enhance agricultural credit access, including strengthening rural-focused microfinance institutions and implementing the National Agri-Finance Implementation Roadmap (NAFIR) 2025-2030.
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